The Town Team Jumbo Advantage

When your dream home exceeds standard conforming loan limits, you need a lending partner with the expertise to handle complex, high-balance financing. At Town Team Mortgage, we specialize in providing sophisticated Jumbo mortgage solutions with the personalized service and speed that others simply cannot compete.​

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Our Jumbo Loan Capabilities

• Rates That Beat the Big Banks: Most borrowers assume big banks offer the best deals on Jumbo loans. In reality, our access to wholesale luxury markets allows us to consistently "Beat the Bank" on both interest rates and overall closing costs

• Flexible Underwriting Jumbo: loans often require more scrutiny, but we make the process seamless. Whether you are self-employed, have a complex asset structure, or are looking for a lower down payment option, we provide creative solutions tailored to your financial profile

• Rapid Clear-to-Close: In the luxury market, timing is everything. While big-box lenders often take 60 days to close a Jumbo loan, our streamlined internal process allows us to move from application to closing in a fraction of the time, giving your offer the competitive edge it needs 

• Variety of high-balance products: Designed for the unique needs of the Chicago and suburban luxury markets

• Loan Amounts up to $3M+: Financing available for high-end primary residences, secondary vacation homes, and investment properties.

• Low Down Payment Options: Ask us about Jumbo programs with as little as 10% or 15% down and no mortgage insurance

• Interest-Only Options: Maximize your cash flow with flexible payment structures available on select Jumbo products

• Fixed & ARM Options: Choose from stable 30-year fixed terms or 5, 7, and 10-year Adjustable Rate Mortgages (ARMs) to match your investment horizon

Local Expertise, Global Access

From the Gold Coast to the North Shore and the western suburbs of Oak Brook, we understand the nuances of the Chicagoland luxury real estate market. We work closely with your financial advisors and real estate team to ensure your mortgage is a seamless part of your overall wealth management strategy.

Experience a Higher Level of Service

Get a custom Jumbo quote and pre-approval within 24 hours.

Don’t let a slow bank cost you your dream home.

Partner with Town Team Mortgage to combine local best-in-industry service while saving money with the lowest rates and closing costs..

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SET UP YOUR FREE CONSULTATION TODAY!

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