Before you pop the champagne to ring in 2026, there are a few strategic moves you can make right now that will pay off big time in the new year. Whether you are planning to buy a home next year, refinance, or just want to start 2026 on solid financial footing, here is your end-of-year checklist:

Refinancing your mortgage can feel like a maze. You want to save money, but the process seems complicated. Don’t worry! With the right strategies, you can make smart moves that put more cash in your pocket and reduce your stress (along with your monthly payments).Town Team Mortgage is here to guide you through the best options. Barry and Zach offer top-notch customer service, a wide range of loan products, and the lowest rates around.

Thinking about buying a home in 2026? 🏡 Start strong with these 5 smart steps—from boosting your credit score to getting pre-approved. #HomeBuyingTips #MortgageMadeEasy #TownTeamMortgage

Shopping for a mortgage can feel like a maze. You’re bombarded with numbers, terms, and offers that all seem to blur together.