Your Personal Information Is Being Sold!!!
- Zachary Schwartz
- Jul 30
- 2 min read
Protect Your Privacy: How to Stop Your Personal Information From Being Sold
At Town Team Mortgage, we believe your personal information should stay just that—personal. Unfortunately, many consumers don’t realize that the credit bureaus regularly sell data to marketers, which can result in a flood of unsolicited offers after applying for a mortgage or loan.
But there’s good news: You have the POWER to opt out.
What Is OptOutPrescreen.com?
OptOutPrescreen.com is the official website authorized by the major credit bureaus—Equifax, Experian, TransUnion, and Innovis—to allow consumers to remove themselves from lists used for pre-approved credit and insurance offers. These lists are often purchased by lenders and marketers who want to target you based on your credit profile.
Why Should You Opt Out?
When you apply for a mortgage, your credit file may be accessed by multiple lenders. This process can trigger what's known as a “trigger lead,” alerting other companies that you’re shopping for a loan. Before you know it, your phone and inbox are full of offers from companies you've never contacted.
Opting out can help you:
Protect your personal information
Reduce unwanted solicitations
Stay focused on the lender you trust
How to Opt Out
It only takes a few minutes. Here’s how:
Visit www.OptOutPrescreen.com
Choose to opt out for five years or permanently
Confirm your identity and submit the form
That’s it. A quick step that gives you back control of your data.
Your Privacy, Your Choice
We’re here to guide you through the mortgage process—not sell your information. By opting out at OptOutPrescreen.com, you take a simple yet powerful step toward protecting your privacy.
If you have any questions or need help navigating the homebuying journey, contact the team at TownTeamMortgage.com. We’ve got your back.