The new week brings a modestly improving backdrop for buyers and homeowners. Rates eased from recent peaks, inventory is trending higher than last year, and the Federal Reserve cut its policy rate by 25 basis points

Mortgage rates just dropped to their lowest point in nearly a year, creating an opening for both buyers and refinancers. Here’s what’s driving the change and how to act strategically before the window closes.

As the government shutdown stretches into its second week, Americans are noticing more than just empty desks at federal buildings. The ripple effects are touching everything from economic data releases to court schedules; and even this month’s view of the night sky.

At 12:01 a.m. on October 1, 2025, federal funding lapsed, triggering a government shutdown.  This is the first shutdown since 2018–2019.