Shopping for a mortgage can feel like a maze. You’re bombarded with numbers, terms, and offers that all seem to blur together.

The new week brings a modestly improving backdrop for buyers and homeowners. Rates eased from recent peaks, inventory is trending higher than last year, and the Federal Reserve cut its policy rate by 25 basis points

Buying a home is a big deal, and picking the right mortgage loan can feel overwhelming. Town Team is here to help you through every step!

Mortgage rates just dropped to their lowest point in nearly a year, creating an opening for both buyers and refinancers. Here’s what’s driving the change and how to act strategically before the window closes.