Before you pop the champagne to ring in 2026, there are a few strategic moves you can make right now that will pay off big time in the new year. Whether you are planning to buy a home next year, refinance, or just want to start 2026 on solid financial footing, here is your end-of-year checklist:

Thinking about buying a home in 2026? 🏡 Start strong with these 5 smart steps—from boosting your credit score to getting pre-approved. #HomeBuyingTips #MortgageMadeEasy #TownTeamMortgage

As we close out 2025, the mortgage market is entering a period of relative calm. After months of volatility driven by inflation reports, Federal Reserve decisions, and shifting housing demand, December is shaping up to be a month of stability. For buyers, sellers, and homeowners, this pause offers a chance to reassess strategies and prepare for the opportunities that 2026 may bring. 📉 Mortgage Rates: Holding Steady After Autumn Swings 30-Year Fixed Rates:  After dipping in N

Happy Thanksgiving Week from Town Team Mortgage! As you may have heard, the recent government shutdown (which ended on Nov 12) has created a significant backlog in Washington. The result? The massive data feast we were expecting has been largely postponed. Here is what you need to know about this unusual week and how to use it to your advantage.